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Our e-Benefit Smart Wallet simplifies the process of ensuring health and human service benefits are financially covered in real-time, in the native care currency that you use where you live, work, or travel to. Our platform supports direct-to-consumer, employer, government and private sector sponsored health and human service benefit programs worldwide.

Our Value

Our platform supports a “money-follows-the-person” model that will provide secure, real time and off-line benefit determination, provider payments, and pre-paid out-of-pocket costs for covered benefits at the point of care around the world.

We provide the simplest way to manage your benefits from around the world, in the palm of your hand.

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Our Value to Consumers

Reduction in denied claims, missed medical bills and duplicate payments.
Access to referrals prior to scheduling specialized services.
Expanded real time billing and payment options at the point of care.
Reduction in the cost of care through system automation.
Expanded to include social security, disability, long term disability and long-term care benefits.

Our Value to Providers

Improve chronic billing and payment issues.
Reduce administrative cost associated with providing billing.
Enable the ability to send and receive both consult notes and referrals between providers and their patients within a secure mobile app.

Our Value to Payers and Benefit Administrators

Leverage the benefits of administrative simplification for measurable cost savings across all targeted provider networks.
Scalable solution to global markets for individual and employer groups benefit programs.

Unlike the sea of siloed benefit debit cards, we seek to integrate across all key benefit programs for member access to covered services, that reflects every individual, marital and family status wherever payment is accepted.

Our Solution

We remove the boundaries of coordinating your benefits across your chosen method of payment globally, by enabling real-time referrals, eligibility, pre-authorization and provider payment, for primary care, home-based care, medical tourism, and specialized procedures.

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We offer an enterprise-level software-as-a-service product offering, hosted in a secure cloud environment for on or off-premise configurations. We also provide:

Onsite and virtual implementation and deployment program management, with customized branding.
Beneficiary linking of preferred method of payment to services.
Linking to benefit sponsor and provider payment systems.
A choice of QR or barcode scannable Smart Benefit Wallet Boarding Pass formats for retail-based benefit use.
Open API management with health IT and benefit management system interfaces.
Alignment with U.S. and international health IT interoperability standards for clinical, administrative and financial transactions.
An open-source solution architecture.

Our Scalability

Our open source technology is designed to integrate across complex data exchange networks that support learning health systems that provide value-based care services or research and development.

Request a Demo

We would love to share the additional features that our platform can provide to your organization, which support our growing Industry 4.0 technology ecosystem in healthcare and the life sciences around the world.